stop the fx leak. keep more of your revenue.
How much do you lose to FX fees? Most founders* get charged FX fees twice: on income and expenses. Use the FixMyFX calculator to see exactly how much you could save.
*If your company, clients, and suppliers are all in the same country, you probably don't need this.
none of your numbers are collected, sent to a server, or tracked
CURRENT SETUP (lazy tax)
stripe auto-convert + bank fx
estimated annual fees
• Stripe auto-conversion: 1% (US) or 2% (UK/EU/Rest) on inbound foreign revenue.
• Bank FX markup: ~3% typical bank spread on foreign spending/subscriptions.
FIXMYFX SETUP (zero leak)
multi-currency account
estimated annual fees
• Direct payout (0% fee): Receive foreign currencies into matching multi-currency bank accounts.
• Direct spend (0% fee): Pay foreign bills directly from matching currency balances.
• Net profit transfer (~0.4% fee): Interbank rate conversion only when moving balances home.
POTENTIAL ANNUAL SAVINGS
calculated over a 12-month period
back into your business every year
1 Open a multi-currency account (e.g. Wise Business, Airwallex) matching the currencies your customers pay in (EUR/GBP/USD).
2 Connect these local bank accounts to Stripe so payouts land directly without Stripe's 1-2% auto-conversion markup.
3 Pay foreign expenses (SaaS, ads, overseas contractors) directly from those currency balances with zero FX spread.
4 Convert only what is left back to your home currency at transparent ~0.4% interbank rates.
Equivalent to:
You are already using an optimised setup. Most founders lose per year on this volume, but you keep it.
Because you don't auto-convert revenue (saving 1-2%). If you pay expenses directly from your foreign currency balances, you stop the FX leak completely.
YOUR ANNUAL FEES
Assumes you pay ~0.4% conversion fee only on the net profit you bring home.
built by Tania Bell
product manager*, can code (*ex-finance manager)
Disclaimer: This tool provides estimates based on standard publicly available fee structures. It does not constitute financial advice. Always check your own bank's PDS.